Put in the hours.
See the upside.
Build a commission-based career in life insurance with a performance-minded team, practical development, and a clear view of how weekly hours and submitted policy applications could translate into commission.
Commission-only opportunity. Hours are not paid hourly. Licensing is required before conducting regulated insurance activity, and earnings are not guaranteed.
Uses a cautious 1-in-3 submit-to-eligible-paid planning assumption and $1,100 illustrative average gross per eligible placed and paid policy. This is not a company performance average. Actual results may be lower or $0.
Build skills that move with your production.
A commission-based path for people who want more ownership over how they learn, work, and grow.
Apply now-
Performance-based commission
Hours build the pipeline. Potential commission is linked to eligible placed production, and contract terms and actual results vary.
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Sales development
Build toward stronger insurance knowledge, client conversations, and the habits behind consistent production.
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Flexibility
Create more ownership over how you organize your work while meeting the expectations of a commission-based role.
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Career growth
Develop communication, sales, and business-building skills that can compound with experience and production.
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Team-minded work
For people who want to learn around other ambitious producers instead of approaching the career alone.
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Clear next steps
Use the application conversation to understand current expectations, development resources, and what comes next.
Model your weekly work plan.
Start with a lighter weekly schedule, then adjust your hours and submitted policy applications. The model uses a cautious 1-in-3 planning assumption.
Part-time projected income Illustrative monthly gross commission
1 submitted / week × 1-in-3 × $1,100 ≈ $367 / week. Derived outcome: 0.3 estimated eligible paid-policy equivalents.
Illustrative weekly gross
Illustrative annual gross
Choose a projected-income plan.
Select a starting pace, then adjust either slider.
Agency builder models personal production only. Team compensation and overrides are not included.
The model treats one-third as eligible, placed and paid. This is an illustrative planning assumption—not a Capital Collective average.
At this pace
Hours describe effort. Submitted applications drive the commission illustration.
Estimated paid-policy equivalents
1 submitted × 1-in-3 assumptionGross commission ÷ hours
Gross comparison only—not an hourly wageHours per submitted application
15 hours ÷ 1 submittedReady to turn consistent effort into a real pipeline?
Apply nowFrom first step to forward motion.
The path is sequential: understand the opportunity, meet licensing requirements, learn the work, then build production through consistent action.
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Apply
Tell us where you are starting and what you want to build.
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Get licensed
Understand the licensing path for your state before conducting regulated insurance activity.
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Learn the system
Develop product knowledge, client-conversation skills, and a repeatable sales process.
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Produce & grow
Build a pipeline, place business, learn from each result, and keep improving your production.
Every serious career starts with a first conversation.
Apply nowWhat could more income change for you?
A commission career is not easy—and results are not automatic. For the right person, performance-based compensation can create upside that a traditional hourly role may not.
See if you’re a fit- More freedom
- More control
- Pay off debt
- Travel more
- Invest
- Help your family
- Build something of your own
- Stop waiting for a raise
Capital Collective offers commission-based opportunities. Earnings are not guaranteed and vary based on individual production and other factors. Insurance solicitation and sales are subject to applicable licensing requirements.
You might be a fit if you’re ready to own the work.
You don’t need to know everything on day one.
Experience can help, but attitude, consistency, communication, and a willingness to learn matter. Licensing requirements still apply before regulated activity begins.
- You are competitive and self-directed.
- You are coachable and willing to practice.
- You communicate clearly and listen well.
- You want your income tied to performance.
- You are comfortable in a commission environment.
- You want more control over your career trajectory.
- You can follow through with consistent effort.
- You are willing to meet licensing requirements.
Straight answers before you apply.
Understand the compensation model, licensing path, and what happens next before deciding whether the opportunity fits your goals.
Apply nowIs this a salary position?
No. This is a commission-based opportunity, not a salaried or hourly role. Compensation is tied to eligible placed business under the applicable contract terms.
Do I need an insurance license?
Insurance producers generally need the appropriate state license before conducting regulated insurance activity. The exact requirements and timing depend on your state and circumstances.
Do I need sales experience?
Not necessarily. Experience can help, but communication, consistency, coachability, and a willingness to learn are also important. The team can discuss current requirements after you apply.
How much can I earn?
Earnings depend on production, contract terms, products, premium, placement, payment, chargebacks, and other variables. The calculator offers Part-time, Full-time, and Agency builder starting plans, then applies a disclosed 1-in-3 planning assumption to your weekly hours and submitted policy applications. The Agency builder preset models personal production only and excludes team compensation and overrides. The assumptions are not Capital Collective performance averages. Income is not guaranteed.
Can I do this part-time?
Availability and expectations can vary. Apply and discuss your goals, schedule, and the current opportunity with the team.
How quickly can I start?
Timing depends on licensing, onboarding, and individual circumstances. Applying is the first step toward understanding the path available to you.
What happens after I apply?
Your information is reviewed. If there appears to be a potential fit, the team can contact you and discuss the opportunity, expectations, and next steps.
Ready To Build
Something Bigger?
This opportunity is for applicants in San Diego. Limited spots are available—send us your details to join the next group.
San Diego opportunity
Limited spots available
Commission only · California licensing applies
APPLICATION RECEIVED
Thank you for taking the first step.
Thanks for your interest in Capital Collective. Our team will review your information and reach out if there appears to be a fit.